Last Updated: August 15, 2025
Welcome to FraterniteMaxJacob.com (the “Website”). This Website is owned and operated by Fraternite Max Jacob. We provide information and news on topics like penny stocks, finance, automobiles, and USA news. By using our Website, you agree to these Terms and Conditions. Please read them carefully. If you do not agree, please do not use the Website.
1. Acceptance of Terms
When you visit or use our Website, you are saying yes to these rules. We may change these terms from time to time. If we do, we will post the new version here and update the date at the top. It is your job to check this page often. If you keep using the Website after changes, it means you accept the new terms.
These terms apply to everyone who visits the Website, whether you are just looking around or sharing content. If you are under 18 years old, you need permission from a parent or guardian to use the Website.
2. Use of the Website
You can use the Website for personal, non-commercial purposes. That means you can read our articles, watch videos if we have them, and learn about penny news, finance tips, automobile reviews, and USA updates. But you cannot:
- Copy our content to sell or make money without our permission.
- Use the Website in a way that breaks laws or hurts others.
- Try to hack, damage, or overload our servers.
- Post spam, viruses, or harmful code.
- Pretend to be someone else or lie about who you are.
We try to keep the Website running smoothly, but sometimes it might be down for maintenance. We are not responsible if you cannot access it.
3. User Content and Conduct
If we allow comments or user posts in the future, you must follow good behavior. Your content should not:
- Be rude, hateful, or discriminatory.
- Break copyrights or share secrets.
- Advertise without permission.
- Spread false information.
We can remove any user content that breaks these rules. You are responsible for what you post. By sharing content, you give us permission to use it on the Website.
4. Intellectual Property
Everything on the Website—like articles, images, logos, and designs—is owned by us or our partners. It is protected by copyright laws. You can view it for personal use, but you cannot copy, change, or share it without written permission from us.
If you think something on our Website breaks your copyright, please contact us at fraternitemaxjacob@gmail.com. We will look into it under the Digital Millennium Copyright Act (DMCA).
5. Third-Party Links and Ads
Our Website may have links to other sites or ads from companies. We do not control those sites, so we are not responsible for their content or privacy practices. Clicking on a link is at your own risk. We suggest you read their terms too.
We may use Google AdSense or other ad services. These help us earn money to keep the Website free. Ads are not endorsements by us.
6. Disclaimer of Warranties
We work hard to make sure our information on penny news, finance, automobiles, and USA news is accurate and up-to-date. But we cannot promise it is always perfect. The Website is provided “as is,” without any guarantees.
News and advice here are for general info only. Do not use it as professional financial or legal advice. Always check with experts before making decisions, like investing in penny stocks or buying a car.
We are not liable for any errors, omissions, or outdated info. Use the Website at your own risk.
7. Limitation of Liability
To the fullest extent allowed by law, we will not be responsible for any damages from using the Website. This includes lost profits, data loss, or emotional distress. Even if we knew about the possible harm, our total liability will not exceed $100.
Some places do not allow these limits, so they might not apply to you.
8. Indemnification
You agree to protect us from any claims, losses, or costs if someone sues us because of your actions on the Website. This includes if you break these terms or hurt someone’s rights.
9. Governing Law
These terms are governed by the laws of the United States, specifically the state where our company is based. Any disputes will be handled in courts there.
If part of these terms is invalid, the rest still apply.
10. Changes to the Website
We can change or stop the Website anytime without notice. We are not responsible if that affects you.
11. Privacy Policy
We care about your privacy. Please read our separate Privacy Policy to learn how we handle your data. It is part of these terms.
12. Contact Us
If you have questions about these terms, want to report a problem, or need help, email us at fraternitemaxjacob@gmail.com. We will try to reply quickly.
By using FraterniteMaxJacob.com, you confirm you have read and agree to these Terms and Conditions. Thank you for visiting—we hope you enjoy our content on penny news, finance, automobiles, and USA updates!